Executive Profile

Get to know us!

Board of Commissioner

Tjan Soen Eng, PhD

President Commissioner

Indonesian citizen born in Tondano in 1956 earned a bachelor’s degree in Economics from Atmajaya University Jakarta, in 1981. Received a Masters degree in Finance and PhD in Strategic Management from the University of Nebraska, USA in 1988. He has started his career since 1979 and professional experience in various companies and industries. He joined PT Asuransi Bina Dana Arta Tbk as President Commissioner since 2007 until now after previously serving as Partner at Ernst & Young Advisory Services (2000-2007).

Francisco Noriega Malave

Independent Commissioner

Indonesian citizen was born in Venezuela in 1952, completed his Bachelor of Science degree in Mechanical Engineering from the University of Missouri at Rolla (Missouri School of Mines) – USA, and completed the Master Business Executive Program at IESA – Caracas, Venezuela. Professional experience as an executive in several companies, including as Vice President of Commercial, Marketing and Logistics at Cemex Venezuela (1994 – 1997), as President of Cemex Caribean (1997-1999), subsequently serving as Country President at PT Cemex Indonesia and Deputy Managing Director of PT Semen Gresik (1999-2007). During the last few years at PT Semen Indonesia Tbk, he served as a Consultant to several companies including Red White Communication and The Jakarta Consulting Group, before finally joining PT Asuransi Bina Dana Arta Tbk as Independent Commissioner since November 2017.

Herlani Sunardi

Independent Commissioner

Indonesian citizen born in Jakarta in 1956, completed her education at the University of Indonesia majoring in Accounting in 1983. She began his career at the Public Accounting Firm Drs. Utomo Mulia & Co. in 1979-1983. Subsequently she joined the Dharmala Group and held various senior positions, including as a Director at PT Deemte Sakti Indo, Director at PT Asuransi Bina Dana Arta Tbk, a Commissioner at PT airlines Reasurance Indonesia Tbk. Since 2014 she has served as an Independent Commissioner at PT Asuransi Bina Dana Arta Tbk.

Ronny Widjaja

Independent Commissioner

Indonesian citizen, born in Jakarta, 1954. Graduated with a Bachelor’s degree from the Faculty of Economics, Trisakti University. Began his career in 1977 as an external auditor at SGV Utomo Public Accounting Firm, and has professional experience in several fields of the food industry and financing and reinsurance. In 1986-1990 served as Finance Director of PT Pioneerindo Gourmet International Tbk, as President Director of PT Primaswadana Perkasa Finance (1994-1996), as President Director of PT KLC Dharmala Finance (1996-1999) and joined ABDA as an Independent Commissioner in 2015 after previously served as Commissioner of PT airlines reinsurance Indonesia (2003-2013).

Board of Director

Herliniawaty Sutanto

President Director / Independent Director

Indonesian citizen, born in Jakarta in 1967. Graduated with a bachelor’s degree from the Faculty of Economics, University of California, San Bernardino in 1988. Experienced in Banking for 23 years and Insurance for 7 years. She began her career in industrial banks such as Citibank Bank, Universal Bank, Citibank International Card Center in Singapore, GE Consumer Finance / GE Money, OCBC Bank and Danamon Bank, AIA Financial Insurance and the last at Cigna Insurance before joining with PT Asuransi Bina Dana Arta, Tbk, In December 2019 and appointed as President Director.

Julien Pierre Combaret


A French citizen born in 1979, obtained his Higher National Diploma degree at Lycee Jolimont Toulouse in France and continued his insurance education at DECOF, France. Starting his career at SAGE as a Car Warranty claims handler expert in France (2001-2003) then joined the MAPFRE Warranty – France as Operation Supervisor (2003-2007), as Technical & Operation Director, and Special Risk Managing Director (2012 – 2014). In the last few years in Indonesia, he served as a Business Advisor at the MAPFRE Warranty (2014-2016), as Managing Director at MAPFRE ABDA Assistance (2016-2018), before finally joining PT Asuransi Bina Dana Arta Tbk as an Operational Support Director since April 2018.

Renova Siregar


Indonesian Citizen, born in Sukabumi in 1980. Graduated with bachelor’s degree from Faculty of Law, Parahyangan University. Starting his career as corporate and litigation Lawyer at DNd Law Firm from (2004 to 2006). He began his career in insurance industry as in-house litigator at Prudential Indonesia in 2006, then as corporate legal at AXA Services in 2008, and then he joined with Great Eastern Indonesia in 2009 as assistant manager legal and compliance. He spent nine years (2010-2019) working at Generali Indonesia managing compliance and internal control, his last position was Assistant Vice President. In 2019, he joined PT Asuransi Bina Dana Arta, Tbk as Deputy Director legal, Compliance, and Corporate Secretary and appointed as Compliance Director in November 2019.



Indonesian citizen, obtained a B.COM degree from the University of Auckland, then he continued his education in the field of Insurance and Risk Management at Cass Business School and obtained a Master of Science degree. Starting his career in 1999, then he held various important positions in various international companies in New Zealand and the UK. Then he returned to Indonesia and served as Technical Director at PT Asuransi Parolamas, until finally joining PT Asuransi Bina Dana Arta Tbk in November 2019.