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Vehicle Insurance
Provides maximum protection to your vehicle which include loss of or damage to the vehicle during journey or whilst parking.

Main coverage :

Comprehensive coverage assure your vehicle for being protected against risks mentioned in the policy either light or severe damage, caused by :

 

  1. Collision, impact, overturning, skidding or falling into
  2. Malicious act
  3. Theft, inclluding theft preceded or accompanied or followed by violence
  4. Fire

Total Loss Only coverage gives protection for loss of or damage to your vehicle where the repair cost equal or higher than 75% of the actual price.

 
Property

Fire Insurance:
This type of insurance protects house, office, factory, and other properties from the risk of fire, lightning, explosion, smoke, etc. The insurance coverage can be expanded to cover the risk of flood, earthquake, disturbance, and riot.
PT Asuransi Bina Dana Arta Tbk. also provides other products, such as:
1. Property All Risks,
2. Industrial All Risks,
3. Business Interruption Insurance as a result of fire or machinery breakdown.

Engineering Insurance:
This type of insurance protects the object of construction and erection as well as machinery. Several products are available in this category, for instance:
1. Machinery Breakdown Insurance
2. Contractors’ All Risks Insurance
3. Erection All Risks Insurance
4. Electronical Equipment Insurance
This insurance coverage can be expanded to cover the risk of disturbance and riot.

Miscellaneous Insurance:
We also offer miscellaneous insurance products, such as:
1. Liability Insurance
2. Burglary Insurance
3. Cash in Transit
4. Cash in Safe/Cash in Cashier Box
5. Fidelity Guarantee
This type of insurance can be expanded to cover the risk of disturbance and riot.

 
Marine Cargo Insurance

This type of insurance protects goods during transit from some risks such as loss and damage as a result of fire, sinking or aground transportation equipment, etc.

This insurance category provides several products, such as:
1. Sea Marine Cargo Insurance
2. Land Marine Cargo Insurance
3. Air Marine Cargo Insurance

This type of insurance can be expanded to protect the risk of disturbance and riot.

 
Surety and Bond Insurance

The bond product is issued for the Principal as long as they fulfill the contract obligation.

This insurance category provides several products, such as:
1. Bid Bond
2. Performance Bond
3. Advance Payment Bond
4. Maintenance Bond

 
Personal Accident and Health Insurance

Personal Accident Insurance gives compensation for physical disability or death including medical costs as a result of accident. This insurance coverage can be expanded to cover the risk of disturbance and riot.

Health Insurance pays compensation of medical costs risen at inpatient or outpatient cases..

The list can be changed any time without previous notice. Customers are kindly requested to contact the Accident and Health Division or the hospital to obtain confirmation.